| ABOUT ADU | SOFTWARE PRODUCTS | AS/400 PRODUCTS | USER WEB SITES | ADU HOMEPAGE |
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| POINT OF SALE AUTHORIZATIONS |
| VIEW POS AUTHORIZATION FEATURES |
| The ADU Credit Authorization module can control and monitor all POS Activity. Optional programs include inhouse credit authorization, inhouse check authorization, and third party credit and check interfaces. The inhouse and third party authorizations can be independent or selective based on your parameters. "Realtime" credit activity encompasses sales, payments, returns, voids, and exchange transactions. Online monitor screens display POS activity by store location and authorization categories. Audit trails provide a research vehicle for third party charge backs and response time rates. The system supports and maintains multiple behavioral score cards in conjunction with bureau score products. Both "Soft Declines" and "Hard Declines" are supported. Purchase approvals update the A/R database "realtime" reducing open-to-buy. POS payments increase open-to-buy as they occur and stop unnecessary collection activity. Credit analysts are provided access to bureau files for immediate risk analysis. System options include selective "get-id" request and inactivity referrals. Overlimit extensions can be based on score range and delinquency. A "realtime" transfer function allows immediate protection for lost or stolen plates. |
| The security tables are user maintained by system module. Each operator can be restricted to specific functions and can be provided tailored menus. Security tables can also be maintained at either the corporate or division level. |
| Each POS referral will generate a queue number for the transaction that can be called into the central credit department. The queue number when entered into a CRT will display the customer A/R record or check. All referral reasons will be highlighted. The operator can approve or deny the sale immediately. The operator can also defer the sale while "realtime" research is conducted. Limits can be raised or lowered and letters sent within seconds. |
| All POS check and credit transactions can be passed to the ADU authorization programs for communication switching. If your third party cards are handled by a processor, ADU will format the transaction to the processors format and emulate the requested communication protocols. Responses will be received and routed back to the POS device. |
| All credit bureau controls are maintained in user tables. Dynamic bureau zip selection provides a primary, backup, and default bureau. Online monitor screens provide a status of each bureau node. The system will automatically access the backup bureau when the primary bureau is flagged as off-line. All bureau data is presented in a standard format and archived for future reference. A full set of bureau analysis reports are provided showing hit and no-hit percents by zip, bureau, and bureau report characteristics. When a POS referral occurs for overlimit or marginal behavioral score a bureau report can be retrieved in seconds. All bureau score programs are supported. |
| The ADU letter system allows a supervisor to design and create customized correspondence with over 40 variables. Each letter can be sent on a request basis or tied into billing criteria. Sending a letter creates an automatic note showing the operator, date, and time sent. All letters are bar-coded for postal reduction. |
| ABOUT ADU | SOFTWARE PRODUCTS | AS/400 PRODUCTS | USER WEB SITES | ADU HOMEPAGE |
| WHATS NEW? | TOP | USER LOGON |
|
|
|
|
| VOICE 781-829-9411 |
| FAX [call us] |